Sacramento has a Progressive Blueprint for Mortgage Lenders and the US Real Estate Industry

Over the past 20 years, the mortgage industry has endured many ebbs and flows, which have altered the protocols for home buyers, real estate investors and mortgage professionals. As a result of the housing market crash in 2006, many real estate sectors across the nation have experienced losses that have been very difficult to recover from. On the opposite end of the spectrum, some geographical markets have witnessed a surge in residential purchases and refinance agreements. For example, Sacramento, CA has experienced an uptick in home sales over the past few years, including a 21 percent increase of home sales since June of 2014. The positive sales growth is attributed to enhanced federal regulation, better structured loans, affordable homes and other factors, such as an enhanced quality of life because of the expansion of businesses, restaurants and cultural attractions in the region.
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