Are you getting ready to apply for a home loan? Whether you are trying to purchase your first home, a vacation home, or your retirement home, you want to give yourself the best shot at success. To do that, you are going to want to make sure that you are taking advantage of the following tips. Check Your Credit Report Even if you have an excellent level of income and a nice down payment, you still need an excellent credit score. You need a great score to not just get approved for the Sacramento mortgage, but to get the best possible interest rate. After all, the lower the interest rate – the lower the monthly payments will be.Just make sure that you are checking all three credit reports from the top reporting agencies.
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