Tuesday, June 23, 2015

Even if you’re a boomerang buyer, Sacramento mortgage lenders can help

It’s no secret that the housing, job and ”everything-market” went down the tubes a few years ago. A lot of us are still reeling from the traumas of having to move after a foreclosure. There really aren’t a lot of things that carry more stress than losing a home to the banks. Although the scenario of losing a home to foreclosure is a hard thing to weather coming back from it is possible. In fact, the dream of owning doesn’t have to be lost. The market has seemed to show a recent comeback that is chalk-full of “Boomerang Buyers.” That’s right “Boomerang Buyers.” They are exactly what they sound like; folks who lost their homes to foreclosure that are getting back on that horse to find a new home. If you’re one of those “Boomerang Buyers,” here’s a few tips on how to go about the process this time around.

Sunday, June 21, 2015

With all the upcoming growth, why not find a mortgage in Sacramento?

It seems lately that the Sacramento Valley has been getting a little more attention than usual. Whether it be from its popular farm-to-fork movement or it being named one of the 10 Best housing markets in the nation, the Capitol City look to be rising to the occasion. Considering the fact that Sacramento has also been recognized by The Wall Street Journal as one of the best 6 Great Small Cities for Food Lovers and by Thrillist.com as being the “New Oakland,” for the affordability, food, coffee and nightlife, things are looking for the ol’ “cowtown.” Sacramento really is a great place to live. The Midtown and Downtown areas also look to be on the move as the building of the new arena is projected to finish construction in 2016. This sort of anchor will draw even more great food, shopping and nightlife to an already great scene.

Friday, June 19, 2015

Looking into a VA loan with Sacramento mortgage companies is a great option

Over the past few years banks have made lending standards a little more stringent, opening the doors and demand for consumers to seek out VA loans. In order to be eligible for a VA loan you’ll need to be a member of the military, veterans, reservists or the National Guard. Also, spouses of military members who died while on active duty or as a result of service connected disability are eligible. Members that are active-duty, in most cases qualify for VA loans following at least six-months of service. Reservists and National Guard members must wait six years, unless they are called to active duty. If they’ve served 181 days of service, then they will eligible also.

Thursday, June 18, 2015

Sacramento mortgage lenders want to make sure you know all of your options.

With every year that passes, the amount of things you need to know about everything increases. Whether it be to keep up on the latest technology or knowing what new rules the IRS is imposing, the fact is, is that you need to be in the know. Especially if you’re teetering on the fence about purchasing a new home, you’ll need to be up on the newest regulations and rates that are out there. Many times, doing a little bit of research will help you save a ton of time and in turn, save you even more money. The good news is, that even if your credit isn’t stellar, you can still qualify for various types of loans. Most lenders would like to see a minimum credit score of 650, but even if yours is lower, there are still a lot of options.